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INCOME REPLACEMENT
1.- TEMPORARY INCAPACITY Whenever on sick leave a daily inclusive allowance will be paid from the 31st day onwards. The possibility exists to shorten the waiting period providing increased subscription.
2.- PERMANENT DISABILTY In the event of permanent disability, either a lump sum or an annuity until 60 years of age, relative to the degree of disability, will be paid.
3.- DEATH In the event of death, the lump sum will be paid to the beneficiaries nominated by the expatriate.
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